Jamkrindo Dorong Digitalisasi UMKM Indonesia Timur

 Jamkrindo Dorong Digitalisasi UMKM Indonesia Timur
Karena itu, satu diantaranya lewat acara workshop yang diadakan di Kota Parepare, Sulawesi Selatan. Workshop bertema "Mengurus Laporan Keuangan untuk UMKM dan Publikasi Basis UMKM Pantas" ini diadakan di Barugae Rujab Walikota Parepare, Lappade, Ujung, Kota Parepare, Sulawesi Selatan.

Acara ini ikut didatangi oleh Wakil Walikota Parepare Pangerang Kandungan, Ketua Dekranasda Parepare Sulawesi Selatan Erna Rasyid Taufan, Pimpinan Cabang Jamkrindo Parepare Rusdi Saleh, CEO Service UMKM Naik Kelas (LUNAS) Roy Baskoro, Pegiat Model Perancang Baju Indonesia Senior Dimas Mahendra. King88bet

Wakil Kepala Seksi Jalinan Kelembagaan II Jamkrindo Anggit Murdiwibowo mengutarakan workshop ini kali di ikuti 60 peserta dari Kota Parepare  king88bet login alternatif
Jamkrindo terus mendorong literasi keuangan untuk usaha mikro, kecil, dan menengah (UMKM) di wilayah Indonesia Timur
Tujuan dari aktivitas ini ialah peserta pahami keadaan persoalan dan alternative jalan keluar untuk keadaan keuangan upayanya dan pahami faedah pengendalian keuangan untuk usaha mereka.

Jamkrindo Dorong Digitalisasi UMKM Indonesia Timur

Anggit menjelaskan pengetahuan dalam pengendalian keuangan penting dipunyai oleh beberapa aktor UMKM. Ada dua hal khusus yang pantas jadi konsentrasi beberapa aktor UMKM sekarang ini yakni bisa membandingkan penghasilan dan pengeluaran dan memisah keinginan dan keperluan.

"Penghasilan aktif mencakup upah dan keuntungan usaha. Dan penghasilan yang pasif ialah saham dan obligasi itu menjadi opsi,"sambungnya.

Dalam workshop itu diterangkan tingkatan menganalisis kesehatan keuangan UMKM. Langkah awal, aktor UMKM harus memeriksa kesahatan keuangan. Pemilik UMKM harus sanggup mengurus penghasilannya secara baik dan memiliki asset lebih besar dibanding hutang kepunyaannya.

Cara ke-2 , UMKM disuruh agar semakin arif memakai bujet dengan mengutamakan peruntukan keperluan dibanding kemauan. Ketika telah mempunyai pengetahuan berkaitan sistem pengujian ini, pasti pemilik UMKM semakin lebih arif saat memakai uangnya untuk hal lebih produktif.

Paling akhir, beberapa aktor UMKM dapat lakukan analisis keuangan dengan merujuk ke tiga faktor, yaitu menyaksikan jumlah dana di tabungan harus 6 kali dari pengeluaran bulanan, jumlah angsuran hutang /bulan tidak lebih dari 30% penghasilan bulanan, dan rutinitas menabung dengan teratur minimal 10% dari keuntungan usaha.


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